Finance FAQ

What is the difference between dealing with the company and dealing with the bank?

We have specialists banking experience to facilitate the procedures for obtaining the required financing amount and a shortening of time and effort


What is the time period to obtain financing?

Personal financing within 10 working days

Corporate finance from 45 to 60 working days


What are the reasons that can refuse the financing request?

In the event of legal disputes in dealing with banks


Who can apply for Personal loans?

Personal loans are offered to customers who meet the below eligibility criteria:

  • Age:Minimum 21 and maximum 60 for salaried customers/65 for self employed at the date of loan maturity.
  • Minimum Net Monthly Income: EGP 3000
  • Minimum Years in Business:From day 1 to 24 months depending on the employment status (Salaried vs. Self Employed) or salary status.
  • Nationality: Personalloans could be granted for Egyptians and non-Egyptians working and residing in Egypt.
  • All personal loans are granted in local currency.


What are the minimum & maximum loan amounts and how is it calculated?

  • Loan amount starts from EGP 5,000 up to EGP 1,000,000.
  • It calculated based on the net monthly income taking into consideration the debt burden availability.


What is the loan repayment period?

Loan repayment period is flexible and varies from 1 year to 10 years


What are the required documents for applying?

General required documents:

  • Copy of a valid national identification card
  • Recent telephone, electricity or gas utility bill (maximum three months old)


Required documents for income proof:

  • In case of salary transfer: No additional required documents
  • In case of non-salary transfer:
    • Recent HR letter or
    • Three salary slips or
    • Bank statement for the last 6 months
  • In case of self employed:
  • Last six months account statement (personal or corporate)
  • Original commercial register or its equivalent

*Other documents might be requested

How can we help?

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